About Ditswammung SACCOS

Who We Are

Ditswammung Savings and Credit Cooperative Society is a member-owned cooperative delivering practical, trustworthy financial services to our community. We help members build savings, access affordable credit, and grow resilient livelihoods through transparent governance and tailored support.

Established in 1998 and regulated under the Cooperative Societies Act, we combine professional financial management with cooperative principles — prioritizing member value, financial inclusion, and capacity building.

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Membership Eligibility

Society membership is restricted to the common bond: being an employee of Diamond Trading Company Botswana (DTCB), an employee at Debswana or DBGSS, or working within Plot 63016, Block 8, Gaborone. Specific eligibility criteria, share capital requirements, and member obligations are detailed in the Society's membership regulations.

Background

Since its establishment in 1998 and registration under the Cooperative Societies Act (Cap 42:04), Ditswammung Savings & Credit Cooperative Society has supported members by mobilizing savings, providing affordable credit and administering welfare programs. We channel collective member savings into responsibly-managed lending that advances household and small-business resilience.

Membership Guidelines

Membership is defined by the society's bylaws and is primarily open to employees of Diamond Trading Company Botswana (DTCB) and DEBSWANA based at Plot No. 63016, as well as retired employees and staff of the society. Specific eligibility criteria and share capital requirements are published in the membership regulations.

Our Approach

As a member-owned cooperative, we prioritise financial inclusion, mutual support and community development. We deliver accessible financial services close to where members live and work, and combine prudent financial management with programmes that build members' financial capability.

Background & Governance

Operational Philosophy

As a member-owned cooperative, our operational philosophy centres on financial inclusion, governance transparency, and member-centric service delivery. We integrate sound financial stewardship with member education and capacity-building initiatives, ensuring services are accessible, accountable, and responsive to member needs.

Strategic Direction

Vision

To serve as the primary cooperative financial partner, delivering efficient, accessible financial solutions that advance member prosperity and community economic development.

Mission

To empower our membership through secure savings products, accessible credit facilities, and professional financial education grounded in cooperative principles and mutual benefit.

Core Objectives

Provide a safe, accessible savings platform that fosters member capital accumulation.
Deliver competitively priced credit products responsive to member requirements and financial capacity.
Facilitate economic resilience through strategic financing and business development support.
Maintain rigorous governance standards, financial transparency, and professional member service.

Core Values

Cooperation — Collective action and mutual aid for shared economic advancement.
Transparency — Open communication and accountable governance in all operations.
Respect & Integrity — Principled, equitable treatment of all members and stakeholders.
Self-help & Solidarity — Fostering member initiative whilst supporting vulnerable members and advancing community welfare.

Our Leadership Team

Dedicated professionals driving Ditswammung SACCOS mission to empower communities through cooperative excellence.

Tshepiso Makoko

Chairperson

Provides overall strategic leadership for the cooperative and chairs board meetings.

Leonard Sepopa

Vice‑Chairperson

Supports the Chair and oversees governance and committee coordination.

Tricia E. Dimbungu

Treasurer

Provides financial oversight and stewardship for member funds.

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